HUD Handbook 4350.3 § 5-18
Documenting Verifications (HUD Occupancy Handbook 4350.3 REV-1 CHG-4)
Operative Text
A. Key Requirement
Owners must include verification documentation in the tenant file.
B. Documenting Third-Party Verification
*All third-party verification documentation must be put in the tenant file, e.g., EIV
Income Reports or verifications received from sources via mail, etc.*
C. Documenting Telephone Verification
When verifying information by phone, the owner must record and include in the
tenant’s file the following information:
1. Third-party’s name, position, and contact information;
2. Information reported by the third party;
3. Name of the person who conducted the telephone interview; and
4. Date and time of the telephone call.
D. Recording Inspection of Original Documents
Original documents should be photocopied, and the photocopy placed in the
tenant file. *Originals of tenant-provided documents are to be returned to the
tenant.* If the original document cannot be copied, a clear note to the file must
describe the type of document, the information contained in the document, the
name of the person who reviewed the document, and the date of that review.
.
E. Documenting Why Third-Party Verification Is Not Available
When third-party verification is not available, owners must document in the file
efforts made to obtain the required verification and the reason the verification
was not obtained. The owner must include the following documents in the
applicant’s or tenant’s file:
1. A written note to the file explaining why third-party verification is not
possible; or
2. A copy of the date-stamped original request that was sent to the third
party;
3. Written notes or documentation indicating follow-up efforts to reach the
third party to obtain verification; and
4. A written note to the file indicating that the request has been outstanding
without a response from the third party.
F. Reasonable Accommodation
If an applicant or tenant cannot read or sign a consent form because of a
disability, the owner must provide a reasonable accommodation. See Chapter 2,
Section 3, Subsection 4 for a description of the requirements regarding
reasonable accommodations.
Examples – Reasonable Accommodation
Provide forms in large print.
Provide readers for persons with visual disabilities.
Allow the use of a designated signatory.
Visit the person’s home if the applicant or tenant cannot
travel to the office to complete the forms.HUD Handbook 4350.3 REV-1 CHG-4 § 5-18 establishes how verification information must be recorded and stored in tenant files for federally assisted housing. All third-party verifications—whether received by mail, phone, or inspection of original documents—must be documented with specific details and retained in the file. When third-party verification cannot be obtained, the rule requires owners to document their efforts and the reasons verification was unavailable. The provision also requires that applicants or tenants with disabilities receive reasonable accommodations when completing consent or verification forms.
Plain English — not legal advice.
Under HUD Handbook 4350.3 REV-1 CHG-4 § 5-18, compliant operators maintain thorough, organized tenant files that include all verification documentation. For phone verifications, operators record the third party's name, position, contact information, the information reported, the interviewer's name, and the date and time of the call. When original documents are reviewed, operators photocopy them, return originals to the tenant, and—if copying is not possible—write a detailed note to the file. Operators also document any failed attempts to obtain third-party verification and provide reasonable accommodations, such as large-print forms or home visits, for applicants or tenants with disabilities who cannot complete standard consent forms.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
HUD Handbook 4350.3 REV-1 CHG-4 § 5-18 gives tenants and applicants certain protections in the verification process, including the right to have original documents returned to them after inspection rather than retained by the owner. If you have a disability that prevents you from reading or signing consent forms, the provision requires the owner to provide a reasonable accommodation—such as large-print forms, a reader, or a home visit. Tenants who believe an owner is not following these documentation requirements may raise the issue with the U.S. Department of Housing and Urban Development or consult a tenant-rights organization familiar with federally assisted housing programs.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 25, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References Out
No outbound references recorded yet for this provision.
References In
No inbound references recorded yet for this provision.