HUD Handbook 4350.3 § 3-23

Occupancy Standards (HUD Occupancy Handbook 4350.3 REV-1 CHG-4)

HUD guidance — not codified law
In Force
Verified 9/24/2026 · Next check 10/1/2026
effective 9/24/2026FederalOccupancy Standards

Operative Text

HUD Handbook 4350.3 § 3-23
A.          Overview

                      1.   Owners must develop and follow occupancy standards that take into
                           account the size and number of bedrooms needed based on the number
                           of people in the family.

                      2.   Occupancy standards serve to prevent the over- or underutilization of
                           units that can result in an inefficient use of housing assistance.
                           Occupancy standards also ensure that tenants are treated fairly and
                           consistently and receive adequate housing space. By following the
                           standards described in this paragraph, owners can ensure that applicants
                           and tenants are housed in appropriately sized units in a fair and
                           consistent manner as prescribed by law. Occupancy standards must be
                           part of an owner’s tenant selection procedures. Refer to paragraph 4-4
                           for more details on developing tenant selection procedures.

          B.          Key Requirements

                      1.   Owners of all properties subject to this handbook, including subsidized
                           housing cooperatives, must assign a family to a unit of appropriate size,
                           taking into consideration all persons residing in the household.

2.    Owners must have written standards describing the project eligibility
                            criteria. Owners have discretion in developing specific occupancy
                            standards for a property, as long as the standards do not violate fair
                            housing requirements or contain prohibited policies and comply with the
                            following (see Exhibit 3-2 for HUD policy guidance).

                            a.     Federal, State, and local fair housing and civil rights laws;

                            b.     Tenant-landlord laws;

                            c.     Zoning restrictions; and

                            d.     HUD’s Equal Opportunity and nondiscrimination requirements
                                   under HUD's administrative procedures.

          C.          Timeframe for Applying Occupancy Standards

                      1.    Owners apply their occupancy standards before assigning the family to a
                            unit. Owners should review family size and occupancy standards prior to
                            completing all of the required verifications so that if the property cannot
                            accommodate the family, the owner may immediately inform the family of
                            its ineligibility.

                      2.    Owners also compare family composition to occupancy standards when
                            there is a change in family size. This comparison is done to determine
                            whether the family needs to transfer to another unit.

          D.          Prohibition of Occupancy Standards that Exclude Children

                      1.    The Fair Housing Act prohibits housing providers from discriminating on
                            the basis of familial status, making it illegal to discriminate against
                            families because of the presence of children.

                      2.    Owners may neither exclude families with children from their properties,
                            nor may they develop policies or procedures that have the purpose or
                            effect of prohibiting children (e.g., policies in tenant selection plan,
                            occupancy standards and house rules).

                      3.    Owners may not exclude otherwise eligible elderly families with children
                            from elderly properties or elderly/disabled properties covered by this
                            handbook.

          E.          General Occupancy Standards

                      1.    Owners have discretion in developing occupancy policies that meet the
                            needs of the specific property. HUD does not prescribe specific policies
                            owners must implement but provides guidelines owners must follow when
                            developing written occupancy standards.

2.   HUD’s occupancy guidelines are provided in Exhibit 3-2. Generally a
                           two-persons-per-bedroom standard is acceptable. An owner may
                           establish a different standard for assigning unit size based on specific
                           characteristics of the property (e.g., some bedrooms are too small for two
                           persons).

                      3.   An owner’s occupancy standards establish the size of the unit a family will
                           occupy, but owners must avoid making social judgments on a family’s
                           sleeping arrangement. For example, it is not for the owner to determine
                           whether an unmarried couple may share the same bedroom or whether a
                           young child can share a bedroom with a parent.

                      4.   Owners may consider the size of the unit, the size of the bedrooms, and
                           the number of bedrooms so long as their policy allows for family
                           preferences (within HUD guidelines) to be considered. As owners
                           develop and implement occupancy standards, they must take into
                           consideration the following factors:

                           a.      The number of persons in the family;

                           b.      The age, sex and relationship of family members;

                           c.      The family's need for a larger unit as a reasonable
                                   accommodation; and

                           d.      Balancing the need to avoid overcrowding with the need to avoid
                                   underutilization of the space and unnecessary subsidy.

                      5.   If a family, based on the number of members, would qualify for more than
                           one unit size, the owner must allow the family to choose which unit size
                           they prefer.

                      6.   Counting family members. In order to determine the size of unit that
                           would be appropriate for a particular family, the owner needs to determine
                           the number of family members.

                           a.      The owner must count all full-time members of the family.

                           b.      The owner must also count all anticipated children. Anticipated
                                   children include the following:

                                   (1)      Children expected to be born to a pregnant woman;

                                   (2)      Children in the process of being adopted by an adult family
                                            member;

                                   (3)      Children whose custody is being obtained by an adult
                                            family member;

                                   (4)      Foster children who will reside in the unit;

(5)     Children who are temporarily in a foster home who will
                                             return to the family; and

                                     (6)     Children in joint custody arrangements who are present in
                                             the household 50% or more of the time.

                             c.      The owner may count children who are away at school and who
                                     live at home during recesses.

                                     NOTE: Owners should not count children who are away at school
                                     who have established residency at another address or location as
                                     evidenced by a lease agreement. The new address or location is
                                     considered the student’s principle place of residence.

                             d.      The owner must count live-in aides for purposes of determining
                                     appropriate unit size.

                             e.      The owner may establish reasonable standards for counting family
                                     members that are temporarily in a correctional facility. For
                                     example, it is reasonable for an owner to count a teenager who
                                     will return to the family in six months from a detention center. It is
                                     not reasonable to count an adult member who may return to the
                                     family in two years following incarceration.

                             f.      The owner must not count nonfamily members, such as adult
                                     children on active military duty, permanently institutionalized
                                     family members, or visitors.

                             g.      The owner must count foster adults living in the unit.

          F.          Assigning a Smaller Unit Than Required

                      An owner may assign a family to a smaller unit size than suggested by the
                      owners’ occupancy policies if the family requests the smaller unit and if all of the
                      following apply:

                      1.     The family is eligible for the smaller unit based upon the number of family
                             members, and occupancy of the smaller unit will not cause serious
                             overcrowding;

                      2.     Assigning a smaller unit results in a lower rent payment for the occupant
                             in a Section 236 or BMIR property; and

                      3.     The assignment will not conflict with local codes.

          G.          Assigning Units Larger Than Required

                      1.     An owner may assign a family to a larger unit than suggested by the
                             owner’s occupancy standards if one of the following conditions exists (see
                             exception for assigning a larger unit to a single person in G.2 below):

a.     No eligible family in need of the larger unit is available to move
                                   into the unit within 60 days, the property has the proper size unit
                                   for the family but it is not currently available, and the family agrees
                                   in writing to move at its own expense when a proper size unit
                                   becomes available.

                            b.     A family needs a larger unit as a reasonable accommodation for a
                                   family member who is a person with a disability.

                      2.    However, a single person must not be permitted to occupy a unit with two
                            or more bedrooms, except for the following persons:

                            a.     A person with a disability who needs the larger unit as a
                                   reasonable accommodation.

                            b.     A displaced person when no appropriately sized unit is available.

                            c.     An elderly person who has a verifiable need for a larger unit.

                            d.     A remaining family member of a resident family when no
                                   appropriately sized unit is available.

          H.          Change in Family Size After Initial Occupancy

                      1.    After a family moves into a unit, the unit may become overcrowded or
                            underutilized due to a change in family size.

                            a.     Rental properties.

                                   (1)      The owner may require the family to move to a unit of
                                            appropriate size. If a unit of appropriate size is not
                                            available, the owner must not evict the family and must not
                                            increase the family’s rent to the market rent. See the
                                            example below.

Example - Change in Family Size

           Atta and Kumari Gupta live in a 3-bedroom unit at Elmwood Terrace. The Guptas
           have lived in the unit with their three children for 12 years. However, all of the Gupta
           children are grown and have moved out of the family. Atta and Kumari Gupta no
           longer need a 3-bedroom unit and could move into a 1-bedroom unit. Elmwood
           Terrace has only 2- and 3-bedroom units. If a 2-bedroom unit becomes available, the
           owner may require the Guptas to move into the smaller unit, but must not require them
           to move out of the property. If the owner asks the Guptas to move into a 2-bedroom
           unit, the Guptas may choose to move into it and continue to receive assistance, or
           remain in the 3-bedroom unit and pay market rent.

If a family refuses to move to the correct size unit, the
                                            family may stay in the current unit and pay the market rent.
                                            The owner must not evict the tenant for refusing to move
                                            but may evict the family if it fails to pay the market rent in
                                            accordance with the lease.

                           b.      Subsidized housing cooperatives.

                                   (1)      Units occupied by families who are not receiving rental
                                            assistance under a contract for assistance. In Section 236
                                            and BMIR cooperatives in which the member is receiving
                                            no other assistance, the cooperative may establish its own
                                            policy on whether the cooperative should:

                                             Offer over-housed members smaller units; and

                                             Require members who refuse such offers to pay the
                                              market rate carrying charge.

                                   (2)      Units occupied by families receiving assistance through an
                                            assistance contract. These will typically be families
                                            receiving Rent Supplement, RAP, or Section 8 assistance.
                                            When an appropriately sized unit becomes available, the
                                            cooperative must require an over-housed member to
                                            either:

                                             Transfer to the appropriately sized unit offered by the
                                              cooperative and continue to receive assistance; or

                                             Remain in the same unit and pay a higher carrying
                                              charge.

                                            The choice remains with the member. If an appropriately
                                            sized unit is available, a cooperative may permit an over-
                                            housed member to remain in the same unit and continue to
                                            receive Section 8/Rent Supplement/RAP assistance only
                                            as long as there is no market for the size of unit the
                                            member would be vacating.

                                   (3)      If a family refuses to move to the correct size unit, the
                                            family may stay in the current unit and pay the market rate
                                            carrying charge. The owner must not evict the tenant for
                                            refusing to move but may evict the family if it fails to pay
                                            the market rate carrying charge in accordance with the
                                            lease.

                      2.   See Chapter 7, Section 3, for additional information about unit transfers
                           for tenants.

I.        Change in Need for Accessible Features

                    If a family is in an accessible unit but no longer needs the accessible features,
                    the owner may request that the family move to another unit in the project. For
                    such a request to be enforceable, this provision must be made in the lease.
Source: Legislative text reproduced verbatim

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Sep 24, 2026
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Related Rules

§ 244.810
Required space in dwelling units
§ 244.820
Dwelling unit to be occupied by one (1) family
§ 244.830
Arrangement of rooms

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