R.I. Gen. Laws ch. 6-13.1 § 6-13.1-27
Employment status information
Operative Text
A consumer may, at no charge, furnish a statement, sworn and notarized, of any lapse in employment to the credit bureau to become part of the record in the consumer file. This employment information is subject to the provisions of § 6-13.1-23.
Rhode Island General Laws § 6-13.1-27 allows consumers to submit a sworn, notarized statement about any gap in their employment history to a credit bureau, free of charge, so that it becomes part of their credit file. Once added, that employment information is governed by the rules set out in § 6-13.1-23, which establishes broader standards for how such records are handled. The provision ensures that consumers have a mechanism to provide context about employment lapses directly within their official credit record.
Plain English — not legal advice.
Under § 6-13.1-27, a prospective tenant's credit file may contain a sworn, notarized statement explaining a gap in employment that the consumer chose to submit to a credit bureau. Property owners and managers who review credit reports as part of tenant screening should be aware that such statements are a legitimate, consumer-initiated part of the file and are subject to the handling standards of § 6-13.1-23. Compliant operators generally treat this employment-status information consistently with all other credit file contents when evaluating applicants.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 6-13.1-27 of Rhode Island General Laws gives you the right to place a sworn, notarized statement explaining any lapse in your employment directly into your credit bureau file at no cost to you. This can be a useful way to provide context alongside your credit history, and the information is protected under the standards established in § 6-13.1-23. Tenants who want to understand how this right interacts with a rental application or a dispute over credit information may find it helpful to contact a tenant-rights organization or consult the Rhode Island Attorney General's consumer protection office.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 15, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References In
Rules and statutes that cite this regulation