N.J. Stat. Ann. § 55:17-1 et seq. § 55:17-11
Application
Operative Text
The provisions shall apply to all mortgages executed and delivered on and after the effective date of this act, and, to the extent that it may be fairly and feasibly applied to mortgages heretofore made, shall be applicable thereto. L.1967, c. 304, s. 11, eff. Feb. 15, 1968.
Under N.J.S.A. 55:17-1 et seq. § 55:17-11, the rules established by this New Jersey statute apply fully to any mortgage executed on or after February 15, 1968, the law's effective date. For mortgages that existed before that date, the statute's provisions apply only to the extent they can be fairly and feasibly implemented given the earlier terms. This scope provision determines which mortgage agreements fall within the statute's reach.
Plain English — not legal advice.
Property owners and managers whose rental properties carry mortgages should be aware that N.J.S.A. 55:17-1 et seq. § 55:17-11 establishes that all mortgages signed on or after February 15, 1968 are fully subject to this statute's requirements. Operators with older, pre-existing mortgages should understand that those instruments may still be subject to the statute's rules where application is considered fair and feasible. Reviewing mortgage documents in light of this applicability provision is a common practice for compliant property management.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Tenants living in properties subject to New Jersey's mortgage-related housing statutes may find it relevant that N.J.S.A. 55:17-1 et seq. § 55:17-11 defines which mortgages fall under the law's protections—covering all mortgages from February 15, 1968 onward, and potentially earlier ones where feasible. Understanding whether a property's mortgage falls within this statute's scope can be a factor in evaluating housing rights under the broader N.J.S.A. 55:17 framework. Tenant-rights organizations and legal aid offices can help clarify how this applicability rule may relate to a particular housing situation.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 6, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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