Cal. Civ. Code § 535.180
Reservation in favor of mortgagee of lease in such case
Operative Text
A mortgagee of such lease, not in possession of such demised premises, who within three months after execution of any such judgment shall pay all rent in arrear, and all costs, and the charges incurred by the landlord, and shall perform all the agreements which ought to be performed by the first lessee, shall not be affected by the recovery of the possession of the demised premises.
Missouri Revised Statutes § 535.180 establishes a protective mechanism for mortgage holders who have a security interest in a leased property but are not physically occupying it. If a court judgment has been entered allowing a landlord to recover possession of the leased premises, a qualifying mortgagee has a three-month window to cure the default by paying all overdue rent, associated costs, and charges, and by fulfilling any outstanding lease obligations. When those conditions are met within the specified timeframe, the mortgagee's interest is shielded from the effect of the possession judgment.
Plain English — not legal advice.
Under Mo. Rev. Stat. § 535.180, landlords who have obtained a judgment for possession of leased premises should be aware that a mortgagee holding an interest in the lease—but not in possession—retains the right to step in and cure the default within three months of that judgment. Compliant landlords generally track whether any such mortgage interest exists on a lease before treating a possession judgment as fully final. Accepting timely cure payments from a qualifying mortgagee is part of the legal framework governing these situations in Missouri.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Mo. Rev. Stat. § 535.180 primarily addresses the rights of mortgagees rather than tenants directly, but tenants should understand that a mortgagee's exercise of cure rights under this provision can affect the outcome of a possession proceeding involving their leased premises. If a mortgagee steps in to pay arrears and fulfill lease obligations within the three-month period, the possession judgment may not proceed as expected, which could have implications for the tenancy. Tenants navigating situations where a mortgagee holds an interest in their lease may benefit from consulting a tenant-rights organization or legal aid service familiar with Missouri landlord-tenant law.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 14, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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