Minn. R. 4900 § 4900.0120
PREFERENCE IN OCCUPANCY.
Operative Text
Each recipient of an agency loan who is the owner of residential housing occupied in whole or in part by renters shall give preference in occupancy to those persons and families of low and moderate income who occupied the residence at the time of the loan application, subject to the right of the owner to reside there.
Minn. R. 4900 § 4900.0120 establishes that when a property owner receives a state agency loan for residential housing that includes rental units, the existing low- and moderate-income tenants living there at the time of the loan application must be given priority for continued occupancy. This preference operates alongside, but does not override, the owner's own right to reside in the property. The rule is designed to protect incumbent renters from displacement when public financing is involved.
Plain English — not legal advice.
Under Minn. R. 4900 § 4900.0120, owners who accept an agency loan on a property with rental units are generally expected to document which low- and moderate-income tenants were in residence at the time of the loan application and to honor their occupancy priority going forward. Compliant operators typically maintain records of tenant income status and occupancy dates that correspond to the loan application timeline. The owner's personal right to occupy the property is preserved, but that carve-out does not extend to displacing qualifying tenants for other purposes.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Minn. R. 4900 § 4900.0120 gives low- and moderate-income renters who were living in a property at the time the owner applied for a state agency loan a recognized preference for continued occupancy in that home. If a tenant believes this preference is being disregarded, general enforcement paths include raising the provision as a defense in any eviction or displacement proceeding, filing a complaint with the relevant state agency that administered the loan, or reaching out to a local tenant-rights organization for guidance on available options.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 30, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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