Minnesota Administrative Rules Chapter 4900 — Housing Loans and Grants

Minnesota Administrative Rules ch. 4900 — Housing Loans and Grants, promulgated by the Minnesota Housing Finance Agency (MHFA). A full systematic legal-research pass (2026-09-30, ops/plans/2026-09-30-mn-rule-4900-research.md) characterized all 239 active parts against the 2026-09-14-approved test ("OUT except any parts imposing owner occupancy/tenant-selection duties on owners") — the chapter is overwhelmingly internal MHFA loan/grant program administration (homeownership mortgages, warranty claims, nonprofit capacity-building grants, competitive selection criteria among applicants); 20 parts impose a real owner-to-tenant duty and are in scope: occupancy preferences and income-eligibility restrictions (4900.0120, .0340, .0920, .1240, .2704, .2804, .3540), a resident-rights-training/resident-association-vacancy-control duty (4900.1230), an operative tenant-selection preference for families with children (4900.2707), 15-year running-with-the-property use restrictions (4900.3646, .3727, .3743), owner management/ nondiscrimination duties (4900.3652, .3731, .3746), a project-based rental-assistance administration duty where the administrator must be the owner (4900.3768), an occupancy duty on a distressed-property receiver (4900.2902), and two whole parts published for a single buried subpart carrying the real duty (4900.0010 subp. 7; 4900.0510 and 4900.0530 each subp. 9 — the pipeline has no subpart-level granularity, and DEC-003 counsels against surgically extracting one subpart from its statutory context). Excluded on a deliberate, narrow reading (2026-09-30, Viktor D3): the 10-part rental-assistance eligibility cluster (4900.3760–.3769, incl. "Eligible Tenants" 4900.3764) despite a live precedent question (this project already includes similarly agency-subsidy-shaped content elsewhere — Minn. Stat. §469.019, §462A.2097) — held to the literal owner-duty wording rather than DEC-002's broader "affordable-housing-program rules" category; revisit as a deliberate expansion if wanted later. Also excluded: 4900.0292 (incorporates federal 24 CFR 511 by reference — redundant with the federal corpus already in scope), 4900.1702 and 4900.3120 (generic recipient-population boilerplate, no operative occupancy percentage or selection procedure). FAIR USE NOTICE: "The rules information on this website is intended for personal, not commercial, use. The Office of the Revisor of Statutes does not authorize further dissemination of this material for sale or any commercial purpose." — revisor.mn.gov/rules/info (verbatim). Ingested as official government-promulgated text per DEC-042. Cadence: weekly re-fetch.