Mich. Comp. Laws § § 125.2812
Definitions.
Operative Text
Sec. 2. As used in this act: (a) "Applicant" means 1 or more individuals, corporations, nonprofit corporations, partnerships, associations, limited liability companies, labor organizations, mutual corporations, joint stock companies, trusts, unincorporated associations, trustees, and entities formed under the state housing development authority act of 1966, 1966 PA 346, MCL 125.1401 to 125.1499c. (b) "Authority" means the Michigan state housing development authority created in the state housing development authority act of 1966, 1966 PA 346, MCL 125.1401 to 125.1499c. (c) "Family residential real estate" means real property located in this state, to be newly constructed for residential purposes and intended for occupancy by a single family, 2 families, or 3 families and that is constructed using funds provided as a construction period loan, a bridge loan, or other temporary financing with a term of not more than 24 months and that are provided under the state housing development authority act of 1966, 1966 PA 346, MCL 125.1401 to 125.1499c. Family residential real estate does not include upper units in duplexes that are designed in an over-and-under fashion.
Section 125.2812 of Michigan's MCL § 125.2811 et seq. establishes the foundational definitions that govern the entire act. It identifies who qualifies as an 'applicant' (a broad range of individuals and entities), designates the Michigan State Housing Development Authority as the 'authority,' and defines 'family residential real estate' as newly constructed, state-located residential property intended for one to three families, financed through short-term loans of no more than 24 months under the 1966 state housing development authority act. Notably, upper units in over-and-under duplexes are explicitly excluded from the definition of family residential real estate.
Plain English — not legal advice.
Property owners and developers seeking to participate in programs governed by MCL § 125.2812 should be aware that eligibility and coverage depend heavily on how these defined terms apply to their projects. A compliant operator generally ensures that any project claimed as 'family residential real estate' under § 125.2812 is newly constructed, financed through qualifying short-term instruments of no more than 24 months, and intended for one to three families — and does not include upper units in over-and-under duplex configurations. Understanding which entity types qualify as an 'applicant' under this section is also relevant when structuring ownership or financing arrangements.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
For tenants, MCL § 125.2812 is a definitions section that shapes which properties and programs fall under the broader act's protections and requirements. Knowing whether a rental property qualifies as 'family residential real estate' under this section — for example, whether it was newly constructed with qualifying short-term financing for one to three families — can be relevant when evaluating rights under the act. Tenants who have questions about whether their housing falls within the act's scope may find it useful to consult a tenant-rights organization or legal aid provider familiar with Michigan housing law.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 13, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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