Me. Rev. Stat. tit. 14, §§ 6203-A, 6203-H, 6322-A, 6326 § 6322-A
Notice to tenants of foreclosure judgment
Operative Text
The mortgagee shall, after entry of final judgment in favor of the mortgagee, provide a copy of the foreclosure judgment to any residential tenant of the premises. Upon request from a mortgagee, the mortgagor shall provide the name, address and other contact information for any residential tenant. A residential tenant who receives written notice under this section is not required to file any responsive pleadings and must receive written notice of all subsequent proceedings including all matters through and including sale of the property. The mortgagee shall provide written notice to the residential tenant if the mortgagee knows or should know by exercise of due diligence that the property is occupied as a residential rental unit. Notice may be provided to a residential tenant by first class mail and registered mail at the residential tenant's last known address only after the mortgagee has made 2 good faith efforts to provide written notice to the residential tenant in person. A residential tenant may not be evicted unless a mortgagee institutes an action for forcible entry and detainer pursuant to section 6001 after providing the notice required by this section and after the expiration of the redemption period. This section may not be construed to prohibit an action for forcible entry and detainer in accordance with section 6001 for a reason that is not related to a judicial foreclosure action. The failure to provide the notice required by this section does not affect the validity of the foreclosure sale.
Under 14 M.R.S. §§ 6203-A, 6203-H, 6322-A, and 6326, once a foreclosure judgment is entered in a lender's favor, the lender (mortgagee) must deliver a copy of that judgment to any residential tenant living on the property. The tenant must then receive written notice of every subsequent step in the proceeding, up through and including the property sale, without being required to file any legal response. A tenant cannot be removed from the property through a foreclosure-related eviction until the lender has provided the required notices and the redemption period has expired, though the failure to give notice does not invalidate the foreclosure sale itself.
Plain English — not legal advice.
Property owners and lenders managing foreclosed residential properties should be aware that 14 M.R.S. §§ 6203-A, 6203-H, 6322-A, and 6326 impose specific notice obligations on the mortgagee at each stage of the proceeding. Compliant operators typically make at least two good-faith in-person attempts to deliver written notice to any residential tenant before resorting to first-class and registered mail at the tenant's last known address. Mortgagors (the borrowing property owner) are expected to supply tenant contact information upon the mortgagee's request, and any forcible entry and detainer action tied to the foreclosure must follow the required notice steps and wait for the redemption period to lapse.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under 14 M.R.S. §§ 6203-A, 6203-H, 6322-A, and 6326, residential tenants in a foreclosed property have the right to receive a copy of the foreclosure judgment and written notice of every subsequent proceeding through the property sale, and they are not required to file any legal response to those notices. A tenant cannot be evicted in connection with the foreclosure until the lender has completed the required notice process and the redemption period has run, giving tenants a meaningful window before displacement. Tenants who believe these notice requirements have not been followed may wish to consult a tenant-rights organization or legal aid office to understand what options may be available under this provision.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 22, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References In
Rules and statutes that cite this regulation