Kan. Stat. Ann. § 44-1017
Same; unlawful acts as to real estate loans.
Operative Text
(a) It shall be unlawful for any person or other entity whose business includes engaging in real estate related transactions to discriminate against any person in making available such a transaction, or in the terms or conditions of such a transaction, because of the race, religion, color, sex, disability, familial status, national origin or ancestry of such person or of any person associated with such person in connection with any real estate related transaction. (b) As used in this section, "real estate related transaction" means any of the following: (1) The making or purchasing of loans or providing other financial assistance: (A) For purchasing, constructing, improving, repairing or maintaining a dwelling; or (B) secured by real property. (2) The selling, brokering or appraising of real property. (c) Nothing in this section prohibits a person engaged in the business of furnishing appraisals of real property to take into consideration factors other than race, religion, color, sex, disability, familial status, national origin or ancestry.
Kansas Stat. Ann. §§ 44-1001 through 44-1017 prohibits businesses involved in real estate-related transactions — such as lenders, brokers, and appraisers — from treating people differently based on race, religion, color, sex, disability, familial status, national origin, or ancestry. This protection applies both to whether a transaction is made available at all and to the specific terms or conditions offered. Appraisers are permitted to consider legitimate, non-protected factors when valuing real property, but may not factor in any of the protected characteristics listed in the statute.
Plain English — not legal advice.
Under Kan. Stat. Ann. §§ 44-1001–44-1017, property owners and managers who participate in real estate-related transactions — including securing financing, refinancing, or working with brokers and appraisers — are expected to ensure that no aspect of those transactions is influenced by a protected characteristic such as race, disability, or familial status. Compliant operators typically document their transaction criteria in neutral, objective terms and apply those criteria consistently across all applicants. Maintaining clear records of how financing decisions and property dealings are conducted can help demonstrate adherence to the statute's requirements.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Kan. Stat. Ann. §§ 44-1001–44-1017 gives individuals the right to access real estate-related transactions — including home purchase loans, improvement financing, and brokerage services — free from discrimination based on protected characteristics like race, disability, national origin, or familial status. If a person believes they were denied a loan, offered worse terms, or treated differently in a real estate transaction because of a protected characteristic, they may have grounds to raise a violation under this provision. General enforcement paths include filing a complaint with the Kansas Human Rights Commission, contacting the U.S. Department of Housing and Urban Development, or consulting a tenant-rights or fair-housing organization for guidance on available options.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 18, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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