Cal. Civ. Code § 24-5-0.5-10

Suppliers; deceptive and unconscionable acts

In Force
Verified 10/26/2026 · Next check 11/2/2026
effective 10/13/2026IndianaLease Requirements

Operative Text

Cal. Civ. Code § 24-5-0.5-10
Sec. 10. (a) A supplier commits a deceptive act if the
supplier gives any of the following representations, orally or in writing,
or does any of the following acts:

(1) Either:

(A) solicits to engage in a consumer transaction without a
permit or other license required by law;

(B) solicits to engage in a consumer transaction if a permit or
other license is required by law to engage in the consumer
transaction and the supplier is not qualified to obtain the
required permit or other license or does not intend to obtain the
permit or other license; or

(C) engages in a consumer transaction without a permit or other
license required by law.

(2) Commits a violation of IC 24-5-10.

(b) A supplier commits an unconscionable act that shall be treated
the same as a deceptive act under this chapter if the supplier solicits a
person to enter into a contract or agreement:

(1) that contains terms that are oppressively one sided or harsh;

(2) in which the terms unduly limit the person's remedies; or

(3) in which the price is unduly excessive;

and there was unequal bargaining power that led the person to enter
into the contract or agreement unwillingly or without knowledge of the
terms of the contract or agreement. There is a rebuttable presumption
that a person has knowledge of the terms of a contract or agreement if
the person signs a written contract.
Source: Legislative text reproduced verbatim
Plain English

Indiana Code § 24-5-0.5-10 identifies two categories of prohibited supplier conduct in consumer transactions. The first category, deceptive acts, covers situations such as operating without a legally required permit or license, or soliciting business when the supplier is unqualified or unwilling to obtain one. The second category, unconscionable acts, covers contracts that are oppressively one-sided, that unduly restrict a consumer's remedies, or that carry an excessively high price—particularly when unequal bargaining power caused the consumer to agree without full knowledge of the terms.

Written by anthropic/claude-sonnet-4.6 · Reviewed on October 14, 2026

Plain English — not legal advice.

For Property Managers

Property owners and managers who qualify as 'suppliers' under Indiana's consumer protection framework should be aware that Ind. Code § 24-5-0.5-10 requires all applicable permits and licenses to be in place before soliciting or completing a rental or service transaction. Compliant operators ensure that lease terms are balanced, that consumer remedies are not unfairly curtailed, and that pricing is not grossly disproportionate to market norms. Maintaining transparent, written agreements and proper licensure helps demonstrate good-faith compliance with this provision.

General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.

For Tenants

Ind. Code § 24-5-0.5-10 provides Indiana consumers, including renters, with protections against suppliers—which may include landlords acting in a commercial capacity—who operate without required licenses or who present contracts with oppressively one-sided terms, restricted remedies, or excessive pricing. If a tenant believes a landlord's conduct falls into one of these categories, general enforcement paths include filing a complaint with the Indiana Attorney General's consumer protection division or raising the violation as a defense or counterclaim in a civil proceeding. Tenant-rights organizations can help individuals understand how this provision may apply to their circumstances.

General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.

Generated October 14, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.

Effective Timeline

Current
Oct 13, 2026
Click on timeline segments to view historical versions.

References Out

Rules and statutes cited by this regulation

Ind. Code § 24-5-10
Not yet ingested

References In

Rules and statutes that cite this regulation

Ind. Code § 24-5-0.5-4
Ind. Code § 24-5-0.5

Related Rules

§ 244.280
Tenant to be given copy of lease
§ 151.35
SEVERABILITY
§ 165.12
SEVERABILITY

Source Information

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