Cal. Civ. Code § 22-9.5-5-6
"Residential real estate related transaction" defined; discrimination prohibited
Operative Text
Sec. 6. (a) As used in this section, "residential real estate related transaction" means the following: (1) Making or purchasing loans or providing other financial assistance: (A) to purchase, construct, improve, repair, or maintain a dwelling; or (B) to secure residential real estate. (2) Selling, brokering, or appraising residential real property. (b) A person whose business includes engaging in residential real estate related transactions may not discriminate against a person in making a real estate related transaction available or in the terms or conditions of a real estate related transaction because of race, color, religion, sex, disability, familial status, or national origin.
Indiana Code § 22-9.5-5-6 defines 'residential real estate related transactions' to include activities such as making or purchasing loans, providing financial assistance for dwellings, and selling, brokering, or appraising residential real property. The provision prohibits any business engaged in these transactions from treating people differently — whether in access to the transaction or in its terms and conditions — based on race, color, religion, sex, disability, familial status, or national origin. The rule applies broadly across the financing and sale side of the residential housing market.
Plain English — not legal advice.
Under Ind. Code § 22-9.5-5-6, lenders, brokers, appraisers, and others whose businesses involve residential real estate related transactions are expected to apply consistent standards regardless of an applicant's or buyer's race, color, religion, sex, disability, familial status, or national origin. Compliant operators typically document their underwriting, pricing, and appraisal criteria in ways that demonstrate uniform application across all customers. Policies and training programs that address fair-lending and fair-housing obligations are commonly part of how businesses in this space demonstrate adherence to this provision.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Ind. Code § 22-9.5-5-6 gives individuals the right to be free from discriminatory treatment when seeking financing, appraisals, or brokerage services related to residential real property. If a person believes they were denied access to a transaction or offered less favorable terms because of a protected characteristic such as disability, familial status, or national origin, several paths exist — including filing a complaint with a fair housing agency, contacting a tenant- or consumer-rights organization, or consulting with an attorney familiar with fair housing law. Keeping records of communications, loan terms offered, and any explanations given can be relevant when pursuing any of these avenues.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 14, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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