Cal. Civ. Code § 22-9.5-3-5
Factors considered by real property appraisers
Operative Text
Sec. 5. This article does not prohibit a person engaged in the business of furnishing appraisals of real property from taking into consideration factors other than race, color, religion, sex, disability, familial status, or national origin.
Indiana Code § 22-9.5-3-5 clarifies that the state's fair housing article does not restrict real property appraisers from using legitimate, non-protected factors when valuing property. In other words, appraisers may consider a wide range of market, physical, and economic characteristics in their work, as long as those considerations are not based on race, color, religion, sex, disability, familial status, or national origin. The provision draws a boundary between permissible professional judgment and prohibited discriminatory appraisal practices.
Plain English — not legal advice.
Under Ind. Code § 22-9.5-3-5, property owners and managers who commission or rely on appraisals can understand that appraisers are permitted to weigh legitimate valuation factors beyond the protected characteristics listed in the fair housing article. Compliant operators generally ensure that any appraisal they request or use is grounded in recognized professional standards and market-based criteria. Being familiar with this boundary helps property owners recognize when an appraisal may or may not align with fair housing requirements.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Ind. Code § 22-9.5-3-5 makes clear that while appraisers have latitude to consider many factors, they remain prohibited from basing valuations on protected characteristics such as race, disability, or familial status. Tenants or prospective buyers who believe an appraisal was influenced by a protected characteristic may have grounds to raise that concern through Indiana's fair housing complaint process or by consulting a tenant-rights or fair housing organization. Understanding this provision can help individuals identify the line between lawful appraisal methodology and conduct that may warrant further inquiry.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 14, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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