HAR § 12-46 § 12-46-318

Defenses.

In Force
Verified 10/23/2026 · Next check 10/30/2026
effective 10/23/2026HawaiiReasonable Accommodations/Modifications

Operative Text

HAR § 12-46 § 12-46-318
(a) Adverse impact. It may be a defense to a claim that a facially-neutral practice, policy, or action has the effect of discriminating against a person because of a protected basis for an owner, any other person, real estate broker, or salesperson charged with discrimination to establish that there is a business necessity for the practice, policy, or action.
(b) Specific activity permitted. It may be a defense to a claim that a practice, policy, or action discriminates against a person because of a protected basis for an owner, any other person, real estate broker, or salesperson charged with discrimination to establish that the alleged discriminatory practice, policy, or action is specifically permitted under this subchapter or by sections 515-4 or 515-8, HRS.
(c) Refusal to allow the use of a particular assistance animal. An owner or any other person engaging in a real estate transaction may refuse to allow a person with a disability the use of a particular assistance animal if:
(1) The animal poses a direct threat to the health or safety of others and the animal′s owner or handler takes no effective action to control the animal so that the threat is mitigated or eliminated;
(2) The animal would cause substantial physical damage to the property of others that cannot be reduced or eliminated by a reasonable accommodation;
(3) The presence of the assistance animal would pose an undue financial and administrative burden to the owner or person engaging in a real estate transaction; or
(4) The presence of the assistance animal would fundamentally alter the nature of the operations of the owner or person engaging in a real estate transaction.
The determination of whether an assistance animal poses a direct threat and whether the animal′s owner or handler has taken effective action to control the animal so that the threat is mitigated or eliminated, must be based on an individualized assessment about the specific animal in question, such as the animal′s current conduct or recent history of overt acts. The determination may not be based on the animal′s species or breed. Factors to be considered include: the nature, duration and severity of the risk of injury; the probability that the potential injury will actually occur; whether reasonable modifications of rules, policies, practices, procedures, or services will reduce the risk; and whether the animal′s owner has taken any action that has reduced or eliminated the risk, such as obtaining specific training, medication, or equipment for the animal. Denial of the use of a particular animal does not preclude a request to use a different animal.
Example:
Michael, who lives in an apartment building that has a ″no pets″ policy, has a disability and requires the use of Spot, an emotional support dog. One day while Michael and Spot are riding in the elevator, Spot lunges and bites a guide dog owned by Cindy, who is blind and is in the elevator at the time. Spot therefore poses a direct threat to the health and safety of others. If the direct threat can be mitigated, for example by having Michael muzzle and hold Spot by a short leash when Spot is in common areas, and by having Michael and Spot refrain from riding in the same elevator and being in the same common areas as Cindy and her guide dog, Michael may continue to use Spot. However, if the direct threat from Spot cannot be mitigated, or if Spot’s continued presence would cause an undue financial and administrative burden, the apartment manager may deny Michael′s use of Spot, though Michael may then request the use of a different emotional support animal.

[Eff 10/15/93; am 10/6/13]  (Auth: HRS §§368-3; 515-9(7))  (Imp: HRS §§515-1, 515-2, 515-3, 515-4, 515-5, 515-6, 515-7, 515-9, 515-16, 515-17)
Source: Legislative text reproduced verbatim
Plain English

HAR § 12-46-318 establishes several defenses that may be raised against fair housing discrimination claims in Hawaii. A respondent may argue that a neutral-seeming policy serves a genuine business necessity, that the challenged conduct is expressly permitted under the relevant statutes, or that a specific assistance animal was refused for one of four enumerated reasons—such as posing a direct threat to health or safety or causing substantial property damage. Any refusal based on an assistance animal must rest on an individualized, animal-specific assessment rather than on the animal's species or breed, and a denial of one particular animal does not bar a request to use a different one.

Written by anthropic/claude-sonnet-4.6 · Reviewed on October 23, 2026

Plain English — not legal advice.

For Property Managers

Under HAR § 12-46-318, property owners and managers who face a discrimination complaint may assert recognized defenses, including business necessity or statutory permission, but these defenses carry the burden of proof and are evaluated case by case. When an assistance animal situation arises, compliant operators document their assessment of the specific animal's conduct or history rather than relying on breed or species generalizations, and they consider whether modifications—such as leash or muzzle requirements—could mitigate any identified risk before refusing the animal. Operators should also be aware that denying one particular assistance animal does not close the door on a resident's right to request a different animal under this provision.

General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.

For Tenants

HAR § 12-46-318 outlines defenses that a housing provider may raise against a discrimination claim, so tenants benefit from understanding what those defenses require—particularly that any refusal of an assistance animal must be grounded in an individualized assessment of that specific animal, not its breed or species. If a housing provider refuses an assistance animal, tenants may explore whether the refusal meets the narrow criteria set out in this provision, and they may request consideration of a different assistance animal even if one particular animal is denied. Tenants who believe a defense has been improperly invoked can consider filing a complaint with the Hawaii Civil Rights Commission or reaching out to a tenant-rights organization for general information about the process.

General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.

Generated October 23, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.

Effective Timeline

Current
Oct 23, 2026
Click on timeline segments to view historical versions.

References Out

Rules and statutes cited by this regulation

References In

Rules and statutes that cite this regulation

Haw. Admin. R. § 12-46-17
Haw. Admin. R. § 12-46-17
Haw. Admin. R. § 12-46-11
Haw. Admin. R. § 12-46-15
Haw. Admin. R. § 12-46-1
Haw. Admin. R. § 12-46-21
Haw. Admin. R. § 12-46-302
Haw. Admin. R. § 12-46-5

Related Rules

§ 966.7
§ 966.7 Accommodation of persons with disabilities.
§ 982.316
§ 982.316 Live-in aide.
§ 2.6
Titles II and III of the Americans with Disabilities Act of 1990

Source Information

Snapshot SHA:
Fetched:Oct 23, 2026, 08:00 AM UTC