Cal. Civ. Code § 8-3-204
Discrimination in residential real estate related transactions; appraisals.
Operative Text
(a) As used in this Code section, the term “residential real estate related transaction” means any of the following: (1) The making or purchasing of loans or providing other financial assistance: (A) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or (B) Secured by residential real estate; or (2) The selling, brokering, or appraising of residential real property. (b) It shall be unlawful for any person or other entity whose business includes engaging in residential real estate related transactions to discriminate against any person in making available such a transaction or in the terms or conditions of such a transaction because of race, color, religion, sex, handicap, familial status, or national origin. (c) Nothing in this article shall be construed to prohibit a person engaged in the business of furnishing appraisals of real property from taking into consideration factors other than race, color, religion, national origin, sex, handicap, or familial status.
O.C.G.A. § 8-3-204 prohibits businesses that engage in residential real estate related transactions—including mortgage lending, property sales, brokerage, and appraisals—from treating people differently based on race, color, religion, sex, handicap, familial status, or national origin. The rule covers both the availability of a transaction and the terms or conditions under which it is offered. Appraisers are not barred from using legitimate, non-protected factors when valuing property, but they may not factor in any of the protected characteristics listed in the statute.
Plain English — not legal advice.
Under O.C.G.A. § 8-3-204, property owners and managers who participate in residential real estate related transactions—such as arranging financing, selling, or brokering property—are expected to apply consistent, non-discriminatory criteria to all parties regardless of race, color, religion, sex, handicap, familial status, or national origin. Compliant operators typically document the objective, uniform standards used to evaluate buyers, borrowers, or applicants so that decision-making is transparent and defensible. Policies and training programs that reinforce these standards help demonstrate ongoing compliance with the provision's requirements.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
O.C.G.A. § 8-3-204 gives individuals the right to access residential real estate transactions—including home purchase loans, refinancing, and brokerage services—free from discrimination based on protected characteristics such as race, sex, handicap, or familial status. Someone who believes they were denied a loan, offered worse terms, or otherwise treated unfairly in a real estate transaction on a prohibited basis may have grounds to raise a violation under this provision. General enforcement paths can include filing a complaint with a fair housing agency, consulting a tenant- or consumer-rights organization, or exploring remedies available under Georgia's fair housing framework.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 28, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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