Ala. Code §§ 24-10-1 to 24-10-11 § 24-10-7

Requirements for Eligibility.

In Force
Verified 10/16/2026 · Next check 10/23/2026
effective 10/16/2026AlabamaAffordable Housing Programs

Operative Text

Ala. Code §§ 24-10-1 to 24-10-11 § 24-10-7
(a) In order for a proposal to be an activity eligible for support, the following minimum requirements must be met:

(1) Beneficiaries of the activity must be individuals or families whose annual income or incomes do not exceed 60 percent of the median family income of a geographic area, as determined by the U.S. Department of Housing and Urban Development, with adjustments for smaller and larger families.

(2) Housing to be funded must meet minimum housing quality standards set forth by the U.S. Department of Housing and Urban Development.

(3) Housing to be funded must comply with the design standards of the Americans with Disabilities Act.

(4) Housing to be funded must meet the same requirements for duration of affordability as set forth in the rules of ADECA for its HOME Investment Partnership Program, with priority given to housing that is to be affordable in perpetuity.

(b) Activities to be funded by the Alabama Housing Trust Fund shall be selected through a competitive process under rules to be determined by ADECA with input from the advisory committee.

(c) ADECA shall ensure that activities funded through the trust fund shall address the housing needs of each of the following populations, consistent with the input of the advisory committee and the statewide housing needs assessment:

(1) Disabled.

(2) Elderly.

(3) Victims of domestic violence.

(4) Veterans.

(5) Homeless or on the verge of becoming homeless.

(6) Living with an intellectual disability.

(7) Living with HIV/AIDS.

(d)(1) The rules of ADECA shall also set forth evaluation criteria, which shall include without limitation the following for all applications:

a. The experience of the entity making the proposal, determined through consideration of the proposer’s past history in completing activities of a similar scale and nature.

b. The timeliness with which units will be developed or the activity implemented.

(2) For housing-specific applications, the rules of ADECA shall set forth evaluation criteria, which shall include, without limitation, the following:

a. An evaluation of the property management history of the developer and management agent provided that rental housing is proposed.

b. The number of years a development shall maintain units at affordable rental or sales prices and the strength of enforcement mechanisms to ensure long-term affordability.

c. The number of affordable units being made available to individuals and families whose annual incomes do not exceed 30 percent of the median family income of a geographic area, as determined by the U.S. Department of Housing and Urban Development, with adjustments for smaller and larger families.

d. The degree to which trust fund monies are used to leverage additional funding.

e. The extent to which the activity will leverage or augment local community affordable housing goals or locally adopted affordable housing plans such as revitalization areas or other geographic areas targeted for investment.

f. The extent to which housing produced will be part of a mixed income development or neighborhood.

g. The extent to which the activity serves individuals and families with special needs, including persons who are disabled, elderly, victims of domestic violence, veterans, homeless or on the verge of becoming homeless, living with HIV/AIDS, and those living with intellectual disabilities.

h. The extent to which the activity adheres to energy efficiency, green and health design, and other environmental and sustainability standards.

i. The extent to which housing will be located near transit lines, shopping, community services, and other amenities.

(e) No related entities, principals, or individuals shall be allocated trust fund funds in excess of 15 percent of the state’s annual allocation.
Source: Legislative text reproduced verbatim
Plain English

Section 24-10-7 of the Alabama Housing Trust Fund law establishes the minimum eligibility requirements that a proposed activity must meet before it can receive trust fund support. Eligible projects must serve households earning no more than 60 percent of the area median income as defined by HUD, meet HUD housing quality standards, comply with ADA design requirements, and maintain affordability for a duration consistent with ADECA's HOME Investment Partnership Program rules. Projects are selected through a competitive process, and ADECA must ensure that funded activities address the housing needs of specific vulnerable populations, including the elderly, veterans, people experiencing homelessness, and others listed in the statute.

Written by anthropic/claude-sonnet-4.6 · Reviewed on October 16, 2026

Plain English — not legal advice.

For Property Managers

Developers and property owners seeking Alabama Housing Trust Fund support under § 24-10-7 generally structure their proposals to satisfy each of the statute's minimum thresholds — income limits, HUD quality standards, ADA compliance, and affordability duration — before submitting to ADECA's competitive review. Housing-specific applications are evaluated on additional criteria such as property management history, the depth of affordability offered to households at or below 30 percent of area median income, leverage of outside funding, and alignment with local affordable housing plans. Operators should also be aware that no related entities or individuals may collectively receive more than 15 percent of the state's annual trust fund allocation under this section.

General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.

For Tenants

Section 24-10-7 establishes that housing funded through the Alabama Housing Trust Fund must serve lower-income households — generally those earning up to 60 percent of area median income — and must meet federal quality and accessibility standards, providing a baseline of protection for residents of trust-fund-assisted properties. The statute also directs ADECA to prioritize funding for housing that serves specific vulnerable groups, including people experiencing homelessness, domestic violence survivors, veterans, and people with disabilities, which may be relevant to individuals seeking affordable housing in those categories. Tenants or advocates who believe a funded project is not meeting these requirements may consider contacting ADECA directly, reaching out to a local tenant-rights organization, or consulting with a housing attorney familiar with Alabama's trust fund rules.

General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.

Generated October 16, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.

Effective Timeline

Current
Oct 16, 2026
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References Out

No outbound references recorded yet for this provision.

References In

Rules and statutes that cite this regulation

Ala. Code § 24-10-4
Ala. Code § 24-10-8
Ala. Code § 24-10-6
Ala. Code § 24-10-8
Ala. Code § 24-10-4

Related Rules

§ 574.605
§ 574.605 Applicability of uniform administrative requirements, cost principles, and audit requirements for Federal awards.
§ 574.625
§ 574.625 Conflict of interest.
§ 574.645
§ 574.645 Coastal barriers.

Source Information

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Fetched:Oct 16, 2026, 11:48 AM UTC