HUD HCV Guidebook § 3
Family Eligibility Requirements (HUD HCV Guidebook)
Operative Text
Each applicant for assistance under the HCV program must14 meet HUD’s definition of family. A family
includes15, but is not limited to, regardless of marital status, actual or perceived sexual orientation, or gender
identity, the following:
1) A single person, who may be an elderly person, displaced person, disabled person, near-elderly person, or
any other single person;
2) A group of persons residing together, and such group includes, but is not limited to:
a) A family with or without children. A child temporarily absent from the home due to placement in foster
care must16 be considered in determining family composition and size. A family that consists of a
pregnant woman only, and no other persons, must17 be treated as a two-person family.
9
24 CFR § 5.230; § 982.551(b); § 5.233
10
24 CFR § 5.216(h)(1); 24 CFR § 982.551(b)(3)
11
24 CFR § 5.905(a)(1)
12
24 CFR § 5.903(b)(1)
13
24 CFR § 982.54(d)(4)(i)
14
24 CFR § 5.233; PIH Notice 2018-18 Administrative Guidance for Effective and Mandated Use of the Enterprise
Income Verification (EIV) System, pg. 3
15
24 CFR § 5.403; 42 USC 1437a(b)(3)
16
24 CFR § 5.403 Family(2)(i)
17
24 CFR § 982.402(b)(5)
b) An elderly family, which is defined as a family whose head, co-head, spouse, or sole member is at least
62 years of age. It may include two or more persons, each of whom are at least 62, living together; or
one or more persons who are at least 62 living with one or more live-in aides.
c) A near-elderly family, which is defined as a family whose head, co-head, spouse, or sole member is at
least 50 years of age but below the age of 62; or two or more persons, each of whom are between the
ages of 50 and 62, living together; or one or more persons who are between the ages of 50 and 62
living with one or more live-in aides.
d) A disabled family, which means a family whose head, co-head, spouse, or sole member, is a person
with disabilities; or two or more persons with disabilities living together; or one or more persons with
disabilities living with one or more live-in aides.
i) A person with disabilities means a person who:
(1) Has a disability as defined in 42 U.S.C. § 423(d)(1);
(2) Has a physical, mental or emotional impairment that is expected to be of long-continued and
indefinite duration, substantially impedes his or her ability to live independently, and is of such
a nature that ability to live independently could be improved by more suitable housing
conditions; or
(3) Has a developmental disability as defined in 42 U.S.C. § 15002(8) (formerly codified in 42
U.S.C. § 6001).
ii) Important considerations:
(1) The meaning of a person with disabilities does not exclude persons who have the disease of
acquired immunodeficiency syndrome (AIDS) or any conditions arising from the etiologic agent
for AIDS.
(2) The meaning of a person with disabilities does not include a person whose disability is based
solely on any drug or alcohol dependence (for eligibility purposes).
(3) A person who qualifies as a person with disabilities also qualifies as an individual with
handicaps, as defined in 24 C.F.R. § 8.3, for purposes of reasonable accommodation and
program accessibility for persons with disabilities.
(4) The terms disability and a person with disabilities are used in two contexts – for civil rights
protections, and for program eligibility purposes. Each use has specific definitions.
(a) When used in context of protection from discrimination or improving the accessibility of
housing, the civil rights-related definitions apply (see 24 CFR § 8.3; 24 CFR § 100.201; 28
CFR §§ 35.104,108).
(b) When used in the context of eligibility under the HCV program, the program eligibility
definitions apply
e) A displaced family, which is a family in which each member or the sole member is a person displaced
by governmental action, or whose dwelling has been extensively damaged or destroyed as a result of a
disaster declared or otherwise formally recognized under Federal disaster relief laws.
f) A remaining member of a tenant family, which is a family member of an assisted tenant family who
remains in the unit when other members of the family have left the unit.HUD Housing Choice Voucher Guidebook § 3 establishes who qualifies as a 'family' for purposes of HCV program assistance. The definition is intentionally broad, covering single individuals of any age or disability status, groups of people living together, elderly and near-elderly households, disabled households, displaced households, and remaining family members — regardless of marital status, sexual orientation, or gender identity. Special counting rules apply in certain situations, such as treating a foster-care-absent child as still part of the household and treating a pregnant woman living alone as a two-person family.
Plain English — not legal advice.
Under HCV Guidebook § 3, housing providers who participate in the Housing Choice Voucher program work with a wide range of household configurations that HUD recognizes as qualifying families. Compliant operators apply the program's inclusive family definitions when evaluating voucher holders, and do not impose narrower household definitions than HUD permits. Operators also recognize that disability status carries two distinct legal meanings — one for civil rights protections and one for program eligibility — and that both frameworks may apply in a given tenancy.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
HCV Guidebook § 3 sets out the eligibility criteria that determine whether a household qualifies as a 'family' for voucher assistance, and the definition covers a wide range of living arrangements and personal circumstances. Applicants who believe their household composition has been miscounted — for example, a child temporarily in foster care or a pregnant woman living alone — may raise that concern with their local Public Housing Authority, which administers the program under HUD oversight. Tenant-rights organizations and HUD's own resources can help applicants understand how these definitions apply to their household type.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 26, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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