HUD HCV Guidebook § 3.3

Family Rent to Owner (HUD HCV Guidebook)

HUD guidance — not codified law
In Force
Verified 9/25/2026 · Next check 10/2/2026
effective 9/25/2026FederalSection 8 HCV

Operative Text

HUD HCV Guidebook § 3.3
The family rent to owner is the portion of the rent to owner that is paid by the family. Family rent to
owner is calculated by subtracting the HAP from the rent to the owner. If the family is not
responsible for paying any utilities under the lease, family rent to owner will equal family share.
Where families are responsible for directly paying some or all of the utilities, family rent to owner will
be less than the family share. Sometimes, the calculation of family rent to owner may result in a
negative amount, in which case the family rent to owner is zero, and there will be a utility
reimbursement as described in Section 3.4 - Utility Reimbursement.

Example 10 shows a sample calculation of the family rent to owner when the rent includes all
utilities. Example 11 shows a sample calculation when the family pays some or all utilities.

Example 10: Calculating Family Rent to
                           Owner When Rent Includes All Utilities
                           Rent to owner                        $425
                           plus utility allowance       +       $0
                           Gross rent                   =       $425
                           less HAP                     -       $215
                           Family share                 =       $210
                           Less utility allowance       -       $0
                           Family rent to owner         =       $210

Example 11: Calculating Family Rent to
                           Owner When Family Pays Some or All
                           Utilities
                           Rent to owner                        $300
                           plus utility allowance       +       $125
                           Gross rent                   =       $425
                           less HAP                     -       $215
                           Family share                 =       $210
                           Less utility allowance       -       $125
                           Family rent to owner         =       $85
Source: Legislative text reproduced verbatim

Effective Timeline

Current
Sep 25, 2026
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Related Rules

§ 888.113
§ 888.113 Fair market rents for existing housing: Methodology.
§ 888.115
§ 888.115 Fair market rents for existing housing: Manner of publication.
§ 5.512
§ 5.512 Verification of eligible immigration status.

Source Information

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