24 C.F.R. § 891.415
§ 891.415 Obligations of the household or family. (24 CFR Part 891)
Operative Text
This section shall apply to capital advances under the Section 202 Program and the Section 811 Program, as well as loans financed under subpart E of this part. (a) Requirements. The household (or family, as applicable) shall: (1) Pay amounts due under the lease directly to the Owner (or Borrower, as applicable); (2) Supply such certification, release of information, consent, completed forms or documentation as the Owner (or Borrower, as applicable) or HUD determines necessary, including information and documentation relating to the disclosure and verification of Social Security Numbers, as provided by 24 CFR part 5, subpart B; the signing and submission of consent forms for the obtaining of wage and claim information from State Wage Information Collection Agencies, as provided by 24 CFR part 5, subpart B; and any certification of family net assets, as provided by 24 CFR 5.659(e); (3) Allow the Owner (or Borrower, as applicable) to inspect the dwelling unit or residential space at reasonable times and after reasonable notice; (4) Notify the Owner (or Borrower, as applicable) before vacating the dwelling unit or residential space; and (5) Use the dwelling unit or residential space solely for residence by the household (or family, as applicable) and as the household's (or family's) principal place of residence. (b) Prohibitions. The household (or family, as applicable) shall not: (1) Assign the lease or transfer the unit or residential space; or (2) Occupy, or receive assistance for the occupancy of, a unit or residential space governed under this part 891 while occupying, or receiving assistance for the occupancy of, another unit assisted under any Federal housing assistance program, including any section 8 program.
Under 24 CFR Part 891 § 891.415, households or families living in housing supported by Section 202, Section 811, or related loan programs carry a defined set of obligations tied to their tenancy. They must pay rent directly to the owner or borrower, allow reasonable inspections with proper notice, give advance notice before moving out, and use the unit exclusively as their primary residence. They are also required to provide documentation needed for income and eligibility verification, including Social Security Number disclosures and wage information consent forms. Additionally, residents may not assign or transfer their lease and may not simultaneously receive federal housing assistance for more than one unit.
Plain English — not legal advice.
Operators of Section 202, Section 811, or subpart E loan-financed properties should be familiar with the household obligations codified in § 891.415, as these provisions define the baseline conduct expected of residents and shape the documentation a compliant owner collects. A compliant operator generally maintains systems for gathering required certifications, Social Security Number verifications, and wage-information consent forms, and establishes a clear inspection-notice process consistent with the 'reasonable times and after reasonable notice' standard in the regulation. Owners also typically monitor for dual-subsidy situations, since § 891.415(b)(2) prohibits a household from simultaneously receiving assistance under this part and any other federal housing assistance program, including Section 8.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Residents in Section 202, Section 811, or related federally assisted housing should understand that § 891.415 sets out both their affirmative duties and their protections within the tenancy. The provision requires residents to use the unit as their sole principal residence, pay rent directly to the owner or borrower, and cooperate with documentation requests, while also limiting the owner's inspection access to reasonable times with reasonable notice. If a question arises about whether a landlord's conduct aligns with the standards in § 891.415 — such as the inspection-notice requirement — tenants may consider raising the provision in any applicable administrative proceeding, consulting a local tenant-rights organization, or reaching out to the relevant HUD field office for guidance on complaint processes.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 4, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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