24 C.F.R. § 200.206
§ 200.206 What are my responsibilities as an appraiser listed on the Appraiser Roster? (24 CFR Part 200)
Operative Text
All appraisers listed on the Appraiser Roster are responsible for: (a) Obtaining and reading the HUD Appraiser Handbook (4150.2) and any updates to the Handbook; (b) Complying with the HUD Appraiser Handbook (4150.2), and any updates to the Handbook, when performing all appraisals of properties for HUD single family mortgage insurance purposes; and (c) Complying with all other instructions and standards issued by HUD when performing all appraisals of properties for HUD single family mortgage insurance purposes.
Under 24 CFR Part 200 § 200.206, every appraiser who appears on HUD's Appraiser Roster carries ongoing obligations tied to that listing. The rule requires those appraisers to be familiar with HUD Appraiser Handbook 4150.2 and any updates to it, and to follow that Handbook—along with all other HUD-issued instructions and standards—whenever they conduct appraisals connected to HUD single family mortgage insurance. The provision frames these duties as conditions of being a listed appraiser, not merely suggestions.
Plain English — not legal advice.
Property owners and managers seeking HUD-insured financing for single family properties should be aware that § 200.206 governs the appraisers they work with on such transactions. A compliant appraiser operating under this rule will apply the standards set out in HUD Handbook 4150.2 and any HUD-issued updates throughout the appraisal process. Operators generally confirm that any appraiser engaged for HUD mortgage insurance purposes is currently listed on the Appraiser Roster and is conducting the appraisal in accordance with those standards.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
For tenants in single family homes financed through HUD-insured mortgages, § 200.206 establishes that the appraiser involved in that transaction is bound by HUD Handbook 4150.2 and all related HUD standards. If there are concerns about whether an appraisal was conducted in compliance with these requirements, HUD's Office of Single Family Housing accepts inquiries and complaints related to appraiser conduct. Tenant-rights organizations and HUD-approved housing counselors can help explain how appraisal standards under this provision may be relevant to a particular housing situation.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 4, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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