12 C.F.R. § 1002.110
§ 1002.110 Publication of data and other disclosures. (12 CFR Part 1002)
Operative Text
(a) Publication of small business lending application registers and associated financial institution information. The Bureau shall make available to the public generally the data reported to it by financial institutions pursuant to § 1002.109, subject to deletions or modifications made by the Bureau if the Bureau determines that the deletion or modification of the data would advance a privacy interest. The Bureau shall make such data available on an annual basis. (b) Publication of aggregate data. The Bureau may compile and aggregate data submitted by financial institutions pursuant to § 1002.109, and make any compilations or aggregations of such data publicly available as the Bureau deems appropriate. (c) Statement of financial institution's small business lending data available on the Bureau's website. A covered financial institution shall make available to the public on its website, or otherwise upon request, a statement that the covered financial institution's small business lending application register, as modified by the Bureau pursuant to § 1002.110(a), is or will be available from the Bureau. A financial institution shall use language provided by the Bureau, or substantially similar language, to satisfy the requirement to provide a statement pursuant to this paragraph (c). (d) Availability of statements. A covered financial institution shall make the notice required by paragraph (c) of this section available to the public on its website when it submits a small business lending application register to the Bureau pursuant to § 1002.109(a)(1), and shall maintain the notice for as long as it has an obligation to retain its small business lending application registers pursuant to § 1002.111(a). (e) Further disclosure prohibited—(1) Disclosure by a financial institution. A financial institution shall not disclose or provide to a third party the information it collects pursuant to § 1002.107(a)(18) and (19) except to further compliance with the Act or this part or as required by law. (2) Disclosure by a third party. A third party that obtains information collected pursuant to § 1002.107(a)(18) and (19) for the purpose of furthering compliance with the Act or this part is prohibited from any further disclosure of such information except to further compliance with the Act or this part or as required by law.
Under § 1002.110, the Consumer Financial Protection Bureau is required to publish small business lending application data submitted by financial institutions on an annual basis, with the ability to redact or modify information to protect privacy. The Bureau may also compile and release aggregated versions of that data. Certain sensitive data points collected under § 1002.107(a)(18) and (19) are shielded from broader disclosure—neither the financial institution nor any third party that receives that information may share it further except to support regulatory compliance or as the law otherwise requires.
Plain English — not legal advice.
Covered financial institutions operating under § 1002.110 generally post a Bureau-approved statement on their website notifying the public that their small business lending application register is or will be available from the Bureau. That notice is typically published at the time the register is submitted and kept in place for the full retention period required by § 1002.111(a). Institutions also take care to restrict internal handling of the sensitive data fields covered by § 1002.107(a)(18) and (19), ensuring those fields are not shared with third parties outside of compliance-related purposes.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Although § 1002.110 primarily governs financial institutions and the Bureau rather than individual tenants, small business owners and borrowers can use this provision to locate publicly available lending data published by the Bureau each year. If a covered institution appears not to have posted the required disclosure statement described in § 1002.110(c), that concern can be raised with the Consumer Financial Protection Bureau directly. Tenant-rights organizations or small business advocacy groups may also be able to help individuals understand how this data relates to fair lending protections.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated September 4, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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