White Plains, N.Y., Mun. Code ch. 9-7 § 9-7-2
Definitions
Operative Text
(A) AFFORDABLE RENTAL HOUSING: Rental housing for which the monthly rent is established using Westchester County Rent Limits published annually by the US Department of Housing and Urban Development (HUD) which is rented to an Income Eligible Household. (B) AFFORDABLE RENT: Monthly rent, based on income limits for Westchester County published annually by the US Department of Housing and Urban Development (HUD), which is adjusted for unit-size, utilities, and amenities. (C) AFFORDABLE RENTAL HOUSING PROGRAM (ARHP): The program established by the City of White Plains to assist families with incomes between 40% and 110% of Area Median Income (AMI) to obtain rental housing in ARHP Applicable Rental Projects. The ARHP shall be administered by the White Plains Department of Planning, or other agency approved by the Common Council, and operated under the oversight of the Commissioner of Planning. (D) AFFORDABLE HOUSING ASSISTANCE FUND (AHAF): A fund held and maintained by the City of White Plains which may be used for: down payment assistance; land acquisition or project construction expenses for the development or rehabilitation of affordable housing; program administration costs; and other actions taken for the furtherance of increasing affordable housing city-wide. (E) AFFORDABLE UNITS: Dwelling units that are designated for rental to income-qualified Households pursuant to these regulations. (F) RESERVED. (G) APPLICANT: The person(s) under whose name the apartment will be leased. (H) AREA MEDIAN INCOME (AMI): The midpoint of Westchester County's income distribution, with equal parts falling below and above the median income. Each year Westchester County distributes the Westchester County Area Median Income, Sales and Rent Limits Guide, which is used by the City to determine income eligibility and rents for the ARHP. (I) ARHP ADMINISTRATIVE AGENT: City of White Plains Planning Department or other agency contracted by the City of White Plains to administer the ARHP, with oversight by the Commissioner of Planning. (J) ARHP APPLICABLE RENTAL PROJECT: Any multi-family rental or mixed-use development, including age-restricted/senior housing, that contains ten (10) or more residential rental units including new construction, conversion of non-residential structures to residential use, or substantial renovation of vacant residential structures. (K) HOUSEHOLD: Related and/or unrelated persons living together in a rental unit as a single housekeeping unit. (L) HOUSEHOLD ASSETS: Monies in savings or checking accounts, certificates of deposit, trusts, stocks and bonds, and the value of any real property, less outstanding debt. (M) HOUSEHOLD INCOME: The total gross income of all members of a household who are 18 years of age or older. This includes wages, salaries, benefits and other sources of income before taxes, in accordance with 24 CFR § 5.609 - Annual Income. (N) INCOME ELIGIBLE HOUSEHOLD: A Household with an annual income between 40% and 110% of the AMI for Westchester County, as adjusted annually by the US Department of Housing and Urban Development (HUD). Applicants with rental subsidies may qualify for an ARHP unit with an annual Household Income below the required eligible AMI levels. (O) IN-LIEU HOUSING FEE: Fee paid to the Affordable Housing Assistance Fund (AHAF) in lieu of providing Affordable Units in an ARHP Applicable Rental Project. (P) MARKET RATE UNIT: A dwelling unit that is not rent restricted. (Q) MAXIMUM PERMITTED OCCUPANCY: The maximum number of people that can occupy a dwelling unit as determined by the Commissioner of Building based on the New York State Building and Fire Prevention Code and the White Plains Supplemental Building Code. (R) PLANNING DEPARTMENT: The City of White Plains Department of Planning. (S) RENTAL APPLICANT POOL: A pre-qualified (eligible) waiting list or "pool" of individuals or households who have expressed interest in, and meet the eligibility criteria for the ARHP. Applicants in the pool will be selected for available rental units based on application date, income level, household size, and local preference, in accordance with all other program guidelines. (T) WHITE PLAINS LOCAL PREFERENCE: Priority given to eligible individuals or households who are current residents of the City of White Plains and have been so for a continuous period of not less than six months, or who are employed by the City of White Plains, the White Plains Housing Authority, the White Plains Urban Renewal Agency, or the White Plains School District.
White Plains Mun. Code ch. 9-7 § 9-7-2 establishes the foundational vocabulary for the city's Affordable Rental Housing Program (ARHP), setting out how terms like "Affordable Rent," "Income Eligible Household," and "Area Median Income" are defined and measured. Rent limits and income thresholds are tied to figures published annually by HUD for Westchester County, and eligibility generally covers households earning between 40% and 110% of the Area Median Income. The definitions also outline key program structures, including the Affordable Housing Assistance Fund, the Rental Applicant Pool, and a local-preference priority for current White Plains residents or city employees.
Plain English — not legal advice.
Developers and property managers overseeing an ARHP Applicable Rental Project — generally any multi-family rental development of ten or more units — should be familiar with the defined terms in White Plains Mun. Code ch. 9-7 § 9-7-2, as these definitions govern how affordable rents are calculated, how income eligibility is determined, and what obligations attach to designated Affordable Units. Compliant operators typically use the current Westchester County Rent Limits and AMI figures published by HUD each year to set rents and screen applicants. Projects that do not include Affordable Units on-site may instead be subject to an In-Lieu Housing Fee paid into the Affordable Housing Assistance Fund, as that option is defined in this section.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
For renters seeking an affordable unit in White Plains, the definitions in White Plains Mun. Code ch. 9-7 § 9-7-2 explain the eligibility framework: income is measured as total gross household income for all members 18 and older, and qualifying households generally fall between 40% and 110% of the Westchester County Area Median Income. The section also defines a "White Plains Local Preference," which gives priority in the Rental Applicant Pool to people who have lived in White Plains continuously for at least six months or who work for certain city entities. Tenants who believe they qualify or who have questions about how eligibility is assessed may contact the White Plains Department of Planning, which administers the ARHP, or reach out to a local tenant-rights organization for general guidance.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 1, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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