Owego Village, N.Y., Code of Ordinances ch. 162 (eCode360 ed. 2026) § 162-9
Preconditions
Operative Text
A. As a precondition to the issuance of any residential rental unit occupancy permit, the landlord, owner or agent of said rental property must supply the Village of Owego with a property insurance binder and/or certificate of insurance indicating that there is fire and liability insurance coverage for the property, which is subject to the residential rental unit occupancy permit. Said insurance binder and/or certificate of insurance shall list the Village of Owego as a certificate holder for notice of cancellation purposes. If, during the term of a rental agreement, said insurance is cancelled and not renewed, then the residential rental unit occupancy permit for said property shall be deemed null and void for the purpose of this section of the article. B. Prior to the issuance of any residential rental unit occupancy permit within the Village of Owego, any and all landlords/property owners must designate an agent of at least 21 years of age, who resides in the Village of Owego, to accept legal service on behalf of the property owner/landlord. Prior to the issuance of any residential rental unit occupancy permit, the property owner/landlord must provide such information to the Code Enforcement Officer. Said information must include the name, address and telephone number of such designated agent. All service of process in the event that said property owner/landlord needs to be served or given notice by the Village of Owego shall be deemed sufficient service for the purpose of the Village of Owego Code if the Village of Owego serves the landlord/property owner or his or her designated agent.
Section 162-9 of the Owego Village Code establishes two preconditions that must be satisfied before a residential rental unit occupancy permit can be issued. First, the property must be covered by fire and liability insurance, and the Village of Owego must be listed as a certificate holder for cancellation notices; if that insurance lapses during a tenancy, the occupancy permit automatically becomes void. Second, every landlord or property owner must designate a local agent—at least 21 years old and residing within the Village—whose name, address, and phone number are on file with the Code Enforcement Officer, and service of legal process on that agent counts as valid notice to the landlord.
Plain English — not legal advice.
Under § 162-9, compliant operators in Owego Village obtain and maintain fire and liability insurance before applying for a residential rental unit occupancy permit, and they ensure the Village is listed as a certificate holder so it receives cancellation notices automatically. Operators also identify a local designated agent who is at least 21 years old, lives within the Village, and whose contact information is submitted to the Code Enforcement Officer prior to permit issuance. Keeping both the insurance documentation and the designated-agent information current throughout the rental period is part of ongoing compliance with this section.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 162-9 means that a landlord in Owego Village is required to hold a valid occupancy permit backed by active fire and liability insurance before renting a unit; if that insurance is cancelled and not renewed, the permit is rendered void by operation of this provision. Tenants can verify permit and insurance status by contacting the Village's Code Enforcement Officer, who maintains the designated-agent records required under this section. If a landlord appears to be operating without a valid permit or without the required insurance, tenants may raise that noncompliance with the Code Enforcement Officer or consult a tenant-rights organization to understand what options may be available.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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