Castleton-on-Hudson, N.Y., Code of Ordinances ch. 34 (eCode360 ed. 2026) § 34-4
Discrimination in financing of housing
Operative Text
It shall be unlawful within the Village of Castleton-on-Hudson for any bank, building and loan association, insurance company or other corporation, association, firm, or enterprise whose business consists in whole or in part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, constructing, repairing, or maintaining a dwelling or to discriminate against him in the fixing of the amount, interest rate, duration, or other terms or conditions of such loan or other financial assistance because of the race, color, religion, sex, national origin, handicap or familial status of such person or of any person associated with him in connection with such loan or other financial assistance, or the purpose of such loan or other financial assistance, or of the present or prospective owners lessees, tenants, or occupants of the dwelling or dwellings in relation to which such loan or other financial assistance is to be made or given, provided that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 34-6 herein.
Section 34-4 of Castleton-on-Hudson's Code of Ordinances prohibits lenders — including banks, insurance companies, building and loan associations, and similar financial enterprises — from denying or discriminating in the terms of real estate loans based on protected characteristics such as race, color, religion, sex, national origin, handicap, or familial status. This applies not only to the applicant's own characteristics but also to those of people associated with the loan or the current and prospective occupants of the dwelling involved. The provision covers loans made for purchasing, constructing, repairing, or maintaining a dwelling, and is subject to the exception outlined in § 34-6.
Plain English — not legal advice.
Under § 34-4, financial institutions operating in Castleton-on-Hudson that offer commercial real estate loans are expected to evaluate loan applications — including amount, interest rate, duration, and other terms — solely on non-discriminatory criteria, without regard to the race, color, religion, sex, national origin, handicap, or familial status of applicants or associated parties. Compliant lenders maintain consistent underwriting standards that apply equally regardless of the protected characteristics of borrowers or the occupants of the subject property. Operators involved in arranging or facilitating financing for housing transactions should be aware that § 34-6 contains a related exception that may affect the scope of this provision.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 34-4 gives residents and prospective residents of Castleton-on-Hudson the right to seek home purchase, construction, repair, or maintenance financing free from discrimination based on race, color, religion, sex, national origin, handicap, or familial status. If a lender appears to have denied or altered loan terms based on any of these protected characteristics, that conduct may constitute a violation of this provision. Individuals who believe they have experienced discriminatory financing practices may consider contacting a local fair housing organization, a tenant-rights group, or a government fair housing agency to understand available complaint and enforcement options under § 34-4.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
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