Barton, N.Y., Code of Ordinances ch. 77 (eCode360 ed. 2026) § 77-4
Discrimination in financing of housing prohibited
Operative Text
It shall be unlawful within the Town of Barton for any bank, building and loan association, insurance company or other corporation, association or enterprise whose business consists in whole or in part in the making of commercial real estate loans to deny a loan or other financial assistance to a person applying therefor for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or rate, duration or other terms or conditions of such loan or other financial assistance because of the race, color, religion, sex, handicap, familial status or national origin of such person or of any person associated with him in connection with such loan or other financial assistance or the purposes of such loan or other financial assistance or of the present or prospective owners, lessees, tenants or occupants of the dwelling or dwellings in relation to which such loan or other financial assistance is to be made or given, provided that nothing contained in this section shall impair the scope or effectiveness of the exception contained in § 77-6 .
Barton, N.Y., Code of Ordinances ch. 77 § 77-4 prohibits banks, insurance companies, building and loan associations, and similar lending entities operating in the Town of Barton from denying or altering the terms of a real estate loan based on a borrower's race, color, religion, sex, handicap, familial status, or national origin. The prohibition also extends to decisions influenced by the characteristics of people associated with the loan or by the demographics of the neighborhood or dwelling involved. An exception referenced in § 77-6 of the same chapter is preserved and not affected by this provision.
Plain English — not legal advice.
Property owners and managers in Barton who are involved in arranging or facilitating financing for housing transactions should be aware that § 77-4 places strict obligations on lenders operating in the town. Compliant lending institutions evaluate loan applications solely on financial and property-related criteria, not on the protected characteristics of applicants, associated parties, or the occupants of the subject dwelling. Landlords who work with lenders or refer tenants to financing sources may want to familiarize themselves with this provision to understand the legal framework governing housing finance in the town.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under Barton, N.Y., Code of Ordinances ch. 77 § 77-4, tenants and prospective buyers have a right to be free from discriminatory lending practices based on protected characteristics such as race, religion, sex, handicap, familial status, or national origin. If a person believes a lender has denied or altered loan terms for a discriminatory reason, general enforcement paths can include filing a complaint with a fair housing agency, raising the violation through local municipal channels, or consulting a tenant-rights or fair housing organization for guidance. The exception in § 77-6 of the same chapter may be relevant to specific circumstances and is worth reviewing alongside this provision.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
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Rules and statutes that cite this regulation