Bellevue, Neb., Code of Ordinances ch. 15 (2026) § 15-195
SAME—FINANCING
Operative Text
It shall be unlawful for any bank, building and loan association, insurance company or other corporation, association, firm or enterprise whose business consists in whole or in part in the marking of commercial real estate loans, to deny a loan or other financial assistance to a person applying therefore for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or to discriminate against him in the fixing of the amount, interest rate, duration or other terms or conditions of such loan or other financial assistance, because of race, color, religion, sex, familial status, disability, or national origin of such person or of any person associated with him in connection with such loan or other financial assistance or the purposes of such loan or other financial assistance, or of the present or prospective owners, lessees, tenants or occupants of the dwellings in relation to which such loan or other financial assistance is to be made or given; provided, that nothing contained in this section shall impair the scope or effectiveness of the exceptions contained in section 15-193. (Ord. 2123, § 4, passed 3-10-1980; Ord. 3738, § 3, passed 10-14-2013)
Bellevue, Neb., Code of Ordinances ch. 15, art. VI § 15-195 prohibits lenders—including banks, building and loan associations, insurance companies, and similar financial enterprises—from denying or discriminating in the terms of real estate loans based on a borrower's race, color, religion, sex, familial status, disability, or national origin. The rule also bars discrimination based on the characteristics of people associated with the loan or of the current or prospective owners, tenants, or occupants of the dwelling involved. Exceptions recognized elsewhere in the ordinance, specifically in § 15-193, are preserved by this provision.
Plain English — not legal advice.
Property owners and managers who work with lenders or facilitate financing for dwellings in Bellevue should be aware that § 15-195 of Bellevue, Neb., Code of Ordinances ch. 15, art. VI places obligations on financial institutions not to discriminate in loan decisions based on protected characteristics. Compliant operators generally ensure that any financing arrangements they are involved in do not involve steering applicants toward discriminatory lenders or structuring deals in ways that exploit protected-class status. Familiarity with this provision helps operators recognize when a financing partner may be acting outside the bounds of local fair-lending law.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under Bellevue, Neb., Code of Ordinances ch. 15, art. VI § 15-195, tenants and prospective homeowners have protections against discriminatory lending practices tied to characteristics such as race, religion, sex, disability, or national origin—including discrimination based on who currently lives in or is associated with the dwelling. Those who believe a lender has violated this provision may consider documenting the denial or discriminatory terms, filing a complaint with a local or state fair-housing authority, or reaching out to a tenant-rights or fair-housing organization for general information about available remedies. Consulting with a qualified housing attorney or legal aid organization can help clarify what options may be available under § 15-195 and related laws.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated October 5, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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