South Holland — Ch. 8.5 Housing § 8.5-33
Other insurance
Operative Text
If other insurance or payment is available to provide coverage similar to that provided by this article, the EAC shall not be liable for a greater proportion of the loss than the amount of coverage provided by this article bears to the total amount of coverage available from all sources.
South Holland's Ch. 8.5 Housing § 8.5-33 establishes a coordination-of-benefits rule for the Emergency Assistance Corporation (EAC). When other insurance or payment sources exist that cover the same type of loss addressed by this article, the EAC's share of the payout is limited proportionally — it pays only its pro-rata share relative to the total coverage available from all sources combined. This prevents a claimant from receiving a windfall by collecting the full benefit from multiple overlapping sources simultaneously.
Plain English — not legal advice.
Under Ch. 8.5 Housing § 8.5-33, landlords involved in EAC-related claims should be aware that the EAC's liability is reduced when other insurance or payment sources are also available for the same loss. Operators who carry additional property or liability coverage may find that the EAC's contribution is calculated as a proportional share rather than a full benefit. Keeping clear records of all applicable insurance policies and coverage amounts is a practice consistent with navigating this provision accurately.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Ch. 8.5 Housing § 8.5-33 affects how much assistance the EAC will pay out if a tenant also has access to other insurance or financial resources covering the same loss. The EAC's contribution is limited to its proportional share of the total coverage available, so tenants with multiple sources of assistance may not receive the full EAC benefit on top of other payments. Tenants seeking to understand how their specific coverage sources interact with EAC benefits may find it helpful to contact a local tenant-rights organization or review the full article with a housing counselor.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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