South Holland — Ch. 8.5 Housing § 8.5-31
Arbitration procedure
Operative Text
If a member or applicant disagrees with the appraised valuation determined by the certified appraiser, a three-person arbitration panel will be established composed of the following persons; the certified appraiser, an independent appraiser selected by the member or applicant, and an umpire selected and approved by these two (2) appraisers. If an umpire cannot be agreed upon within thirty (30) days, the umpire shall be selected by a judge of a court of record within the jurisdiction. The appraised valuation agreed to by any two (2) of the three (3) panel members shall be binding on all parties involved under this article. The cost of the independent appraiser shall be borne by the member or applicant. The cost of the umpire shall be borne equally by the applicant and the EAC. The cost of the certified appraiser shall be paid by the EAC. (b) If a member disagrees with the amount of coverage afforded as determined by the EAC under this article, a three-person arbitration panel shall be established composed of the following persons: an appraiser chosen by and approved by these two (2) appraisers. If an umpire cannot be agreed upon within thirty (30) days, the umpire shall be selected by a judge of a court of record within the jurisdiction. The amount of coverage under the provisions of this article agreed to by any two (2) of these three (3) persons shall be binding on all parties involved under this article. Each party shall bear the cost of the appraiser chosen by them and the cost of the umpire and other arbitration expenses shall be evenly divided between the member and the EAC.
South Holland Ch. 8.5 Housing § 8.5-31 establishes a structured arbitration process for resolving two types of disputes: disagreements over an appraised property valuation and disagreements over the amount of coverage determined by the EAC. In both scenarios, a three-person panel is convened, and a decision reached by any two of the three panelists is binding on all parties. The provision also specifies how arbitration costs are allocated among the disputing parties, with some costs shared equally and others assigned to a specific party.
Plain English — not legal advice.
Under South Holland Ch. 8.5 Housing § 8.5-31, property owners or applicants who participate in EAC-related proceedings should be aware that challenging an appraised valuation or a coverage determination triggers a formal three-person arbitration process. A compliant operator generally keeps records of appraisal communications, understands that the cost of any independently selected appraiser falls on the member or applicant, and notes that umpire costs are shared equally with the EAC. If the two appraisers cannot agree on an umpire within 30 days, the selection moves to a judge of a court of record within the jurisdiction.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
South Holland Ch. 8.5 Housing § 8.5-31 provides members and applicants with a formal avenue to contest both appraised valuations and EAC coverage determinations through a structured arbitration panel. Individuals who believe a valuation or coverage amount is incorrect have the right to select their own independent appraiser as part of this process, though they bear the cost of that appraiser. Those navigating a dispute under this provision may benefit from consulting a tenant-rights organization or housing counselor to better understand how the arbitration cost-sharing rules and binding-decision provisions may apply to their circumstances.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 10, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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