Lynwood — Ch. 54 Human Relations § 54-51

Lending

In Force
Verified 11/10/2026 · Next check 12/10/2026
LynwoodProtected Classes (State/Local)

Operative Text

Lynwood — Ch. 54 Human Relations § 54-51
It is unlawful to discriminate, in connection with borrowing or lending money, guaranteeing or purchasing loans, accepting mortgages, or otherwise financing the purchase, construction, improvement, repair or maintenance of a dwelling or the making or purchasing of loans or the provision of other financial assistance secured by residential real estate, because of race, color, religion, sex, physical or mental disability, familial status, national origin, creed, marital status, unfavorable military discharge, sexual orientation, age or ancestry.
Source: Legislative text reproduced verbatim
Plain English

Section 54-51 of Lynwood's Human Relations Code prohibits discrimination in residential lending and financing transactions on the basis of protected characteristics including race, color, religion, sex, disability, familial status, national origin, creed, marital status, military discharge status, sexual orientation, age, and ancestry. The rule covers a broad range of financial activities — from originating and guaranteeing loans to accepting mortgages and providing other financing for the purchase, construction, improvement, or maintenance of a dwelling. Any party involved in these transactions is subject to this prohibition.

Written by anthropic/claude-sonnet-4.6 · Reviewed on November 9, 2026

Plain English — not legal advice.

For Property Managers

Property owners and managers who participate in financing arrangements — such as seller financing, co-signing, or working with lenders on behalf of prospective buyers or tenants — should be aware that § 54-51 extends anti-discrimination requirements into the lending and financial assistance context. Compliant operators generally ensure that any financing-related decisions or referrals are made without regard to the protected characteristics enumerated in this provision. Maintaining consistent, documented criteria for any financing-related activity helps demonstrate adherence to Lynwood's Human Relations Code.

General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.

For Tenants

Under § 54-51 of Lynwood's Human Relations Code, individuals have the right to seek residential financing — including loans, mortgages, and other financial assistance — free from discrimination based on protected characteristics such as race, disability, marital status, or sexual orientation. Those who believe they have experienced discriminatory treatment in a lending or financing transaction related to a dwelling may have grounds to raise a violation under this provision. General enforcement paths can include filing a complaint with a local or state civil rights body, contacting a tenant-rights or fair housing organization, or consulting with a legal aid resource familiar with Lynwood's Human Relations Code.

General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.

Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.

Effective Timeline

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References Out

No outbound references recorded yet for this provision.

References In

Rules and statutes that cite this regulation

IL Muni § 54-21
IL Muni § 54-262
IL Muni § 54-264
IL Muni § 54-231
IL Muni § 54-208
IL Muni § 54-211

Related Rules

§ 1
Definitions
§ 3
Functions, powers and duties of commission
§ 4
Unlawful practices

Source Information

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