La Grange — Title VII Ch. 14 Fair Housing § 7-14-120
Financial Institutions
Operative Text
In addition to those prohibited acts identified in this chapter, it shall be a violation for any Financial Institution, on the grounds of unlawful Discrimination, to: (1) Deny any Person any of the services normally Offered by such an institution; (2) Provide any Person with any service which is different from, or provided in a different manner than, that which is provided to other Persons similarly situated; (3) Deny or vary the terms of a Loan because of race, color, Religion, Sex, sexual preference or orientation, Physical or Mental Disability, Familial Status, or National Origin; (4) Deny or vary the terms of a Loan on the basis that a specific parcel of real estate Offered as security is located in a specific geographical area; (5) Deny or vary the terms of a Loan without having considered all of the regular and dependable income of each Person who would be liable for repayment of the Loan; (6) Utilize lending standards that have no economic basis; (7) Refuse to purchase or impose different terms or conditions on Loans or other debts or securities which support the purchase, construction, improvement, repair or maintenance of a Dwelling, or which are secured by residential real estate because of race, color, Religion, Sex, sexual preference or orientation, Physical or Mental Disability, Familial Status, or National Origin.
La Grange Title VII Ch. 14 Fair Housing § 7-14-120 prohibits financial institutions operating in La Grange from discriminating in lending and financial services on the basis of protected characteristics such as race, color, religion, sex, sexual orientation, disability, familial status, or national origin. The provision bars practices such as denying or varying loan terms because of where a property is located geographically, ignoring a borrower's regular income, or applying lending standards that lack an economic basis. It also extends these protections to the secondary market, prohibiting discriminatory refusals to purchase or impose different conditions on loans tied to residential real estate.
Plain English — not legal advice.
Property owners and managers who interact with financial institutions in connection with purchasing, improving, or refinancing residential property in La Grange should be aware that § 7-14-120 protects them from discriminatory treatment in the lending process. A compliant financial institution evaluates all regular and dependable income of applicants, applies economically grounded lending standards uniformly, and does not vary loan terms based on a property's geographic location or the applicant's protected characteristics. Landlords who believe a lender has applied different terms or denied services on a prohibited basis have avenues to raise that concern under La Grange's fair housing framework.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Under La Grange Title VII Ch. 14 Fair Housing § 7-14-120, tenants and prospective homebuyers are protected from discriminatory lending practices by financial institutions, including being denied services, receiving inferior service, or facing varied loan terms based on protected characteristics. If a financial institution appears to have treated an applicant differently because of race, religion, disability, familial status, or a related characteristic, that conduct may constitute a violation of this provision. Individuals who believe they have experienced such discrimination can explore filing a complaint with La Grange's fair housing enforcement body, contacting a tenant- or consumer-rights organization, or consulting with a housing attorney to understand available remedies.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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