Joliet — Ch. 8 Art. VII Property Maintenance Code § 8-357
Recordation and registration
Operative Text
(a) Recordation of purchase, transfer of loan/deed of trust or mortgage/substitution of beneficiary of deed of trust or mortgage. Within ten (10) days of the purchase, transfer and/or substitution of a loan or Deed of Trust or Mortgage secured by residential property, the new beneficiary/trustee shall record with the Will County Recorder's Office the purchase, transfer or substitution. (b) Registration. Any responsible party/beneficiary or their designee shall perform an inspection of the property that is the security for the deed of trust or mortgage within ten (10) days of recording a notice of default with the recorder's office. If the property is found to be vacant or shows evidence of vacancy, it is, by this division, deemed abandoned and the responsible party/beneficiary shall, within ten (10) days of the inspection, register the property. Property that has been the subject of a foreclosure where the title was transferred to the beneficiary of a deed of trust or mortgage involved in the foreclosure and any property transferred under a deed in lieu of foreclosure shall also be registered. If the property is inspected by the responsible party/beneficiary, or their designee, and determines the property is deemed abandoned, the responsible party/beneficiary or their designee shall, within ten (10) days of that inspection, register the property. (c) Registration may be accomplished by either of the following methods: (1) By completing and returning to the director of neighborhood services division a city-provided registration form with required fee; or (2) By registering with a city-approved national database and which service the city may access at no cost. From time to time, the city manager may approve an acceptable national database(s) which shall be identified in writing and which shall be posted in the neighborhood services division and on the city's website. Nothing in this section shall prohibit the use of both methods of registration. (d) The registration shall be valid for as long as the registered property remains subject to this division. Any changes to the information required on the registration shall be reported to the director of neighborhood services division or designee in writing within ten (10) days of the change. The city is not responsible to verify the accuracy of the information provided. (e) Property subject to this division shall remain under the registration requirement, security and maintenance standards of this section as long as the property remains abandoned. It is the obligation of the responsible party/beneficiary/owner to inform the city of any pending action, such as a bankruptcy, other court or administrative action that would prohibit the responsible party/beneficiary/owner from taking any of the actions required in this division.
Joliet's Ch. 8 Art. VII § 8-357 establishes a two-part recordation and registration framework for residential properties secured by deeds of trust or mortgages. Within ten days of a loan transfer or substitution, the new beneficiary or trustee must record the transaction with the Will County Recorder's Office. Separately, once a notice of default is recorded, the responsible party must inspect the property within ten days, and if it appears vacant or abandoned, must register it with the city — either through the Neighborhood Services Division or a city-approved national database — and keep that registration current for as long as the property remains subject to the ordinance.
Plain English — not legal advice.
Under Joliet Ch. 8 Art. VII § 8-357, compliant operators and lenders track the ten-day windows carefully: recording loan transfers or substitutions with the Will County Recorder's Office promptly, and conducting property inspections within ten days of filing a notice of default. When a property is found vacant or shows signs of abandonment, responsible parties register it using the city's form and fee process or a city-approved national database, and they promptly notify the Neighborhood Services Division in writing of any changes to registration information. Operators also keep the city informed of any bankruptcy or court proceedings that could affect their ability to meet the ordinance's ongoing maintenance and security obligations.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Joliet Ch. 8 Art. VII § 8-357 creates obligations that run primarily to lenders and property owners, but the registration and maintenance standards it establishes can be relevant to tenants living in or near properties in foreclosure or deemed abandoned. If a property appears to be neglected or improperly registered under this provision, tenants and neighbors may contact the city's Neighborhood Services Division to inquire about compliance. Tenant-rights organizations familiar with Joliet's property maintenance code can help individuals understand how this division's requirements intersect with habitability and other tenant protections.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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