Jacksonville — Ch. 10 Fair Housing § 10-4
Definitions
Operative Text
The following words, terms and phrases, when used in this chapter, shall have the meanings ascribed to them in this section, except where the context clearly indicates a different meaning: Age means the chronological age of a person who is forty (40) but not yet seventy (70) years old. Commission means the city Commission on Disabilities and Human Relations. Disability means a determinable physical or mental characteristic of a person, including, but not limited to, a determinable physical characteristic which necessitates the person's use of a guide or hearing dog, the history of such characteristic, or the perception of such characteristic by the person complained against, which may result from disease, injury, congenital condition of birth, or functional disorder and which characteristic is unrelated to the person's ability to acquire, rent or maintain a housing accommodation. Family means one (1) or more persons related by blood, marriage or adoption, or a group of not more than five (5) persons who need not be related by blood, marriage or adoption, living together and maintaining a common household. Lease includes sublease, assignment and rental, and includes any contract to do any of the foregoing. Lending institution means any bank, insurance company, savings and loan association, or other person in the business of making, buying or selling loans or instruments for the payment of money which are secured by title to or a security interest in real estate. Marital status means the legal status of being married, single, separated, divorced or widowed. National origin means the place in which a person or one (1) of his ancestors was born. Owner means any person who holds legal or equitable title to, or owns any beneficial interest in, any real property or who holds legal or equitable title to shares of, or holds any beneficial interest in, any real estate cooperative which owns any real property. Person means one (1) or more individuals, corporations, partnerships, associations, legal representatives, mutual companies, unincorporated organizations, trusts, trustees, trustees in bankruptcy, receivers, or fiduciaries. Purchase means any contract to purchase. Real estate agent means any real estate broker, any real estate salesman, and any other person who, as employee or agent or otherwise, engages in the management or operation of any real property. Real estate broker means any person licensed as a real estate broker in accordance with the provisions of the Real Estate Act of 2000 (225 ILCS 454/1-1 et seq.), or required thereby to be so licensed. Real estate salesman means any person licensed as a real estate salesman in accordance with the provisions of the Real Estate Act of 2000 (225 ILCS 454/1-1 et seq.), or required thereby to be so licensed. Real estate transaction means the purchase, sale, exchange or lease of any real property, and an option to do any of the foregoing. Real property means any real estate, vacant land, building or structure within the city limits, but such term shall not apply to the rental of any room or dwelling unit in a structure containing living quarters occupied by or intended to be occupied by no more than two (2) families living independently of each other, when the occupants are the owner or members of his immediate family. Religion means any belief protected by the free exercise clause of the First Amendment to the United States Constitution. Sale means any contract to sell, exchange, convey, transfer or assign legal or equitable title to, or a beneficial interest in, real property. Sex means the status of being male or female. Unfavorable military discharge includes discharges from the armed forces of the United States, their reserve components, or any national guard or naval militia which are classified as RE-3 or the equivalent thereof, but does not include those characterized as RE-4 or dishonorable.
Jacksonville's Fair Housing ordinance, Chapter 10 § 10-4, establishes the precise meanings of key terms used throughout the chapter's anti-discrimination rules. Definitions cover protected characteristics such as age (40 to under 70), disability, marital status, national origin, religion, sex, and unfavorable military discharge, as well as entities like owners, lending institutions, and real estate agents. These definitions set the boundaries of who and what is covered by the chapter's fair housing protections, and they govern how every other provision in the chapter is interpreted.
Plain English — not legal advice.
Property owners, managers, and real estate professionals operating in Jacksonville should be familiar with the specific definitions in § 10-4, because terms like 'owner,' 'real estate agent,' 'real property,' and 'real estate transaction' determine whether a given activity falls within the chapter's scope. For example, the definition of 'real property' includes a notable exemption for owner-occupied structures with no more than two independent family units, which affects which rental arrangements are covered. Compliant operators generally review these definitions when assessing whether their properties and practices are subject to the chapter's fair housing requirements.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Tenants in Jacksonville benefit from understanding the definitions in § 10-4, because these terms define the protected classes and covered transactions that trigger the chapter's fair housing protections. For instance, the definitions of 'disability,' 'marital status,' and 'unfavorable military discharge' clarify which personal characteristics are shielded from discriminatory treatment in housing. Individuals who believe they have experienced housing discrimination can consult the city Commission on Disabilities and Human Relations—named directly in § 10-4—or reach out to a tenant-rights organization to explore available options.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
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