Harwood Heights — Title 19 Fair Housing § 19.08.080
Appraising/insurance
Operative Text
Discrimination in appraising the value of real estate in the sale of insurance in connection with a real estate transaction because of the factors set forth in Section 19.04.010 .
Section 19.08.080 of Harwood Heights Title 19 Fair Housing prohibits discrimination in the appraisal of real estate values and in the sale of insurance connected to real estate transactions. The rule bars differential treatment based on the protected characteristics enumerated in Section 19.04.010, which typically include characteristics such as race, religion, national origin, sex, and similar categories. This provision ensures that both the valuation process and the insurance marketplace for real estate remain free from bias rooted in those protected factors.
Plain English — not legal advice.
Under § 19.08.080, property owners and managers involved in real estate transactions should be aware that appraisals and insurance arrangements connected to those transactions must not reflect or be influenced by the protected characteristics listed in Section 19.04.010. Compliant operators generally ensure that any appraisers or insurance providers they engage operate under non-discriminatory standards and document that valuations are based solely on legitimate property-related criteria. Maintaining clear records of how appraisal and insurance decisions are made can help demonstrate adherence to this provision.
General guidance for property managers — not legal advice for your specific situation. Consult an attorney for advice on your case.
Section 19.08.080 gives individuals the right to be free from discriminatory treatment in real estate appraisals and related insurance transactions based on the protected characteristics identified in Section 19.04.010. If a buyer or seller believes an appraisal or insurance offer was influenced by such protected characteristics, that concern may be raised as a fair housing violation with the appropriate Harwood Heights authority or a relevant state or federal fair housing agency. Tenant-rights and fair housing organizations can help individuals understand what documentation or complaint processes may be available under this provision.
General guidance for tenants — not legal advice for your specific situation. Consult a tenant-rights organization or attorney for advice on your case.
Generated November 9, 2026 — auto-generated, not yet human-reviewed. See /transparency for methodology.
Effective Timeline
References In
Rules and statutes that cite this regulation